Property guides

Understand the move before you make it

Complete, plain-English guides with worked examples, verified figures and the mistakes I see families make. Each one notes its sources and when it was last reviewed.

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Planned topics: EC eligibility and financing · renting out your flat after upgrading · decoupling myths and facts · island-wide estate comparisons. Suggest a topic on WhatsApp.

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About these guides

I do — Geraldine Koh, a registered salesperson (CEA R064688B) with PropNex Realty. The scenarios come from real client work in Singapore, with identifying details removed. More about me on the About page.

Each guide lists its sources (IRAS, MAS, HDB, CPF Board) and a last-reviewed date. Policy figures change, so always check the cited official source — or ask me — before acting on a number.

No — the guides are general information to help you ask better questions. Your own numbers, financing and eligibility need to be checked against your actual situation. See the disclaimer.

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